Commercial Combined

- Buildings Full Perils Excluding Accidental Damage and subject to certain exclusions.

- Fixtures & Fittings Full Perils Excluding Accidental Damage and subject to certain exclusions.

- Machinery Full Perils Excluding Accidental Damage and subject to certain exclusions.

- Stock Full Perils Excluding Accidental Damage and subject to certain exclusions.

- Goods In Transit in Own Vehicle €5,000

- Loss of Money €5,000 on the premises during business hours

-       €5,000 in a safe/€500 out of Safe outside of hours

-       €250,000 crossed cheques and non negotiable monies

-       €500 in residence of owner/authorised employee

- Business Interruption 12 Months Indemnity Period

- Extensions to B.I

-       Denial of Access

-       Disease and Infestation

-       Public Utilities

- Fire Brigade Charges € 10,000

- Glass € 2,000

- Seasonal Increase 25% Increase December and January

- Replacement of locks and keys following theft € 1,750

- Employers Liability € 13,000,000

- Public Liability € 6,500,000

- Products € 6,500,000

- Policy Excess Employers Liability Nil

-       Public /Products € 750

-       Material Damage € 500